Cheap Integon Auto Insurance
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Integon Car Insurance - Bodily Injury Liability Coverage
This type of coverage liability applies only to injuries that happen to you, the designated driver (DD) or policy holder causes to someone else in a car accident. Any family members including yourself listed on the policy are covered when driving someone else’s car as long as they have their agreed consent especially if you are traveling to big cities such as Dallas, New York or Los Angeles.
It is very important to have enough liability insurance in the event of being involved in a serious accident. We have heard stories of people getting into serious accidents and end up losing everything they own because they did not have enough liability coverage while driving around busy states such as California and New Jersey. You can be sued for everything you have in some states, and even have your automobile impounded for driving without car insurance. This can start the process of lawsuits that will eventuall end up in you losing personal assets such as your car, personal valuables as well as your house. After reading this, you should probably be buying more than the state-required minimum to protect personal assets such as your home and savings.
Integon Personal Injury Protection (PIP)
This injury protection coverage pays for the treatment of injuries to the driver and any passengers in the policyholder's car. In simple terms, PIP can be used to cover medical payments, lost job wages and the cost of replacing services normally performed by someone injured in a serious auto accident. In the event of a fatal accident, it may also cover any funeral costs in some insurance policy plans.
Property Damage Liability
The damage liability coverage pays for damage you (or someone driving the car with your permission) may cause to someone else's property. Usually, this only means damage to someone else’s car, but it also includes various outdoor objects such as telephone poles, buildings, fences or any other objects your vehicle hits. Companies like Integon Auto Insurance, usually will explain to you if you are unclear.